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This is the only state that doesn’t have mandatory seat belt laws.

Retry Correct Incorrect While New Hampshire requires drivers and passengers under 18 to wear seat belts, adults aren’t required to. This issue affects auto insurance rates in the state, as the hospitilization costs for those opting not to wear belts is much higher in the case of an accident.

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Smith Collection/Gado/Getty Images

Smith Collection/Gado/Getty Images

This is the only state that doesn’t have mandatory seat belt laws.

• Massachusetts
• Maine
• Vermont
• New Hampshire